Pursuant to § 651k para. 3 BGB, every tour operator is obligated to provide each participant that books at least 2 services as a package i.e Fly & Drive a security deposit certificate. To secure our customers, we have concluded an insolvency insurance with R+V Insurance. The subject of such insurance is the insolvency protection of tour operators (in this case Sailing Nations UG). R+V assumes guarantees (security certificates) in the event of insolvency and undertakes to pay in the event of insolvency, the conditions specified in the guarantees.